Monday, April 27, 2015

California Drought

Part of simple living is being aware of potentially bad situations beyond your control, but also not losing any sleep over it. As many people know, California is experiencing a multi-year drought. In a small town at central California (East Porterville), residents are experiencing life without regular water. Yes, that thing we take for granted every day, no longer coming out of the magical pipes in all houses.

Water is precious
 It's hard to understand a first world country lacking something as basic as water, but, similar to Detroit, some Americans go without running water or electricity. I don't believe in prepping for a zombie invasion...I think it's a waste of storage in my mind, and also the processing it takes to calculate unlikely variables. However, it makes sense to have basic precautions for something like water not coming out of the faucet, or not having electricity for a few days. No country or city is invincible.

I know a lot of people who are afraid to be afraid, and bury their head in the sand. Fear often causes poor decisions, but discounting any fear inducing idea produces blindness.

Okay, so the practical stuff. A great experiment is to turn off your water for two days and see how you do. If that isn't possible, then perhaps prevent yourself from using water by signs or other measures. Needless to say, it would be a good idea to prepare prior to this test so you don't get ill. The point of this is to reduce worry by increasing your ability to survive.

Here are some basic tips:

  1. About 1 gallon of drinking water per person per day. The actual drinking recommendation is less but water is often used in cooking too.
  2. Have water for everything else you do. This is vague, but how am I supposed to know whether you water your lawn every hour, or live out of a two gallon bucket? This is where testing is helpful. This water doesn't necessarily need to be drinking grade, but should be clean...at least enough to water plants. Hopefully you have vegetable plants if you are reading this blog. A good water plan is scaling down your consumption.
  3. The water you use above that isn't consumed (drinking, given to plants, wasted on hourly watering...) should be saved for pouring down your ol' toilet. Yep, the toilet can flush just by pouring water into it. At a job I had, some houses we went to didn't have water turned on and this is what we did to flush.
  4. Have extra water. Be aware that pool water isn't really the best thing for you to drink...or water plants with. Remember that for larger, open storage containers (like rain collectors) it can be wise to add a couple goldfish during mosquito season.
  5. Consider having a water filter to supplement your drinking water stock.
  6. Plan out your storage. Below is one of the storage cases we use. Remember to add the required drops of bleach.

Thursday, April 16, 2015

Budgeting Tool Every Dollar Review

Today I would like to review the Dave Ramsey's budgeting tool Every Dollar. This video gives a good summary of creating an account, setting up the information in the account and getting started. I've used spreadsheets and have considered projects like Mint. However, this is my favorite.


I encourage you to give it a try and see if it fits your needs.

Sunday, April 12, 2015

Happy Easter?

Why do American holidays often encourage greed? Christmas, whether you believe in God or not, is about Jesus coming down from heaven to earth to later sacrifice everything for all of mankind. So, where is the disconnect? Advertising says Christmas is about possessions filling an empty life. TV shows says Christmas is about finding a partner to fill the emptiness felt by lonely people (among other things. It is interesting to see how television handles Holidays as it can vary greatly). The local radio stations are about conning Santa into giving more gifts, or Christmas tunes lacking virtue to avoid offending others. Since when did America's liberty deny people the rite to express what they believe? To borrow from media I've listened to, it is useful knowing what people believe by what they say no matter how offensive it is. If someone believes black people are evil, I'd rather know about it from what they say (to distance myself from such prejudice), then not know.

I'm not an altruist. I don't believe that is an end, or even an always good means (selfish people can do good things that reflect their selfishness, rather than helping people in need. It's like the missionary friends you may have that are more interested in posting pictures about holding minority babies than quietly devoting time and effort to help others. Knowing that God is their reward should be more important than recognition). The older I've gotten, the less idealistic I am. One day I will sit on a floating rocking chair complaining about the gentle hum it produces and how wooden rocking chairs were far superior.

For now, what is the non-tainting truth that will help my child grow, love, respect and pursue the important things in life? I can't control Emma. If I give her good principles and truth, she has a greater chance of growing into a respectable adult. This needs to be balanced with memory creating fun and adventure. I'll tell her to express herself so people know who she is and she doesn't pretend to be someone she isn't.

What will I tell Emma about Christmas and Easter? Christmas and Easter was originally celebrated by pagans and is now a central Holiday about the Jew named Jesus that some people believe is God who sacrificed everything to save humanity from separation from God. Today many people are more interested in exchanging impressive gifts, singing seemingly humble songs, and making themselves look good then following a sacrificial model. A polished turd is still a turd. Okay, maybe I won't include the last part...

Finally, I'd like to tell her to be careful with want. Maybe showing an example about how people do bad things because of greed. I volunteered at a yearly company egg-hunt with my wife from a nearby restaurant that contained prizes inside the eggs. 1-2 of the prizes was a year of free food from the restaurant. Let me tell you, it got ugly. Parents would come up complaining that their kid didn't get eggs (despite a full basket), parents would shove small kids picking up eggs to snatch them up, and kids would come to us crying because of this. It was insane to watch hundreds of eggs snatched up as fast as humanly possible. When I was a kid, I remember being bad at egg hunts. I was bad enough that parents and other kids felt bad for me and pointed to eggs for me.

Isn't the point of Holidays to celebrate the finer virtues of life by modeling them in front of skeptical family? When did greed become a priority that superseded this? I've lived with just a backpack on my back relying on the kindness of others...matter is a fleeting thing. If I didn't get an excellent prize, maybe someone needed it more than me. Before I had no where to live, I won a sweater at a contest. This sweater became one of my most prized possessions because it kept me warm on cold nights inside lobbies, etc.

Since when did Holidays become the celebration of vice? I don't know, but I think changing that starts at my own household. Thanks for reading this.

Wednesday, April 8, 2015

Little Chicks and Random Thoughts

 Living in the country has certain spoils, like being able to purchase chicks and raise them for eggs. Over the past few weeks, we and the in-laws have been talking about raising chickens for eggs. Over the last year, egg prices have gone up, and we eat about a dozen eggs a week. The in-laws eat maybe 8 eggs a week...it is hard to count when I'm not home for breakfast.

Also, an advantage of "home grown" eggs is that you control the setting of the chicks. Want them to roam the earth in search of bugs? Set 'em free! Want to put them in the coop so they don't get eaten? Save the chicks!

The amount of money we will save from this is not huge. If 24 organic eggs from Costco cost $7, and we have to pay for grain/time spent watching them, we probably only save $20-30ish a month on eggs. But who doesn't want fresh eggs?

As I grow older, I'm continually impressed by the good life not coming from possessions but experiences and trying new things with companions. I get more satisfaction out of our family joking about the chick named "nugget," than making a few bucks from fixing troublesome technology.

Part of exiting the rat race is replacing it with something. How should I spend time instead of keeping up with the Jones's? I listen to podcasts to and from work to help keep me sane from traffic. What I listen to is budgeting, technology, economy and general side earning business concepts. It helps me refresh before I get home and enjoy the wife and kid's company, rather than being in a grumpy mood due to kamikaze drivers (I'm looking at you Subaru Impreza driver!)

This is definitely the "talk about whatever I feel like" blog post, but the point is that you should use your strengths to your benefit, but not at the expense of ridding your life of what is really important. When I sit on my deathbed, I'm going to think about the family, volunteer work, God, and has my life been spent well. Investment advisors will often tell you to start investing at a very early age so the interest will yield a high retirement savings. What if I treated my life like that? I'll do what is important at the young stages of my life and won't have to catch up as much when I'm a crotchety old man. This is one of the reasons I'm always looking to get slightly ahead financially. Not so I can be a rich guy, but so I can be a content old guy not anxious about income/family relations (assuming I get old. A bus could take me out!).